Counseling You on Loan Modification

Fairfax Bankruptcy Attorneys Providing Debt-Relief Solutions

Loan modification is an alternative debt relief method that allows debtors the chance to work directly with their creditors in an attempt to restructure or reduce their loans without filing for bankruptcy. It is important to realize that whether or not you are able to modify your loan remains entirely at the discretion and preference of your individual debt collector.

The creditor has the right to agree to modify the terms of an original loan contract as well as the right to refuse any change in terms. In today's tough economy, however, many debt collection agencies are willing to work with individuals who are struggling to repay what they owe. Rather than risk losing potential loan payments entirely if the borrower files bankruptcy, some creditors may be willing to modify the agreement in an attempt to collect some or all of what they are owed.

Speak with a knowledgeable Fairfax bankruptcy attorney who is experienced in loan modification about your situation. It is important to select a lawyer who is skilled in negotiating with banks and creditors. Speaking with collectors on your own is never a good idea. It is important to retain legal representation in order to secure the best possible outcome.

Discuss your case today in a complimentary review.
We look forward to helping you find the debt relief solution you need.

Find Out if Loan Modification is Right for You

If you are falling behind on your mortgage payments or other loans in Virginia, call John Carter Morgan, Jr., PLLC to schedule a free initial consultation as soon as possible. With over 25 years of experience, you can trust us to protect your interests aggressively and effectively.

Why hire John Carter Morgan, Jr., PLLC? Consider the following:

  • We provide upfront quotes on all of your fees.
  • We offer flexible payment plan options.
  • We are not afraid to sue harassing creditors to help pay for your bankruptcy.
  • We are available for weekend and evening appointment hours.
  • We stay by your side after bankruptcy, helping you restore your credit score.
  • We handle your case over the phone and internet.

Get in touch with our firm today by calling (540) 251-0406 to learn more!

Find Out if Bankruptcy is Right for You

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